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Health Insurance


One of the many benefits available to Chamber members through their membership in the Greater Utica Chamber is access to a resource that can help them understand the complex world of employee benefits. Margarita Ortiz, a fully licensed broker with Benefits Specialists of NY (BSNY), is available throughout the year to assist Chamber members with decisions regarding the employee benefits that will best suit the member’s needs. Whether you are choosing benefits for all of your employees or just helping an employee find coverage for a family member, we can connect you with the best options that are available in the marketplace. It is BSNY’s mission to educate businesses about employee benefits so that they can select the right benefits for their employees.

Most businesses offer contributory employee benefits with the employer picking up part or all of the cost of the coverage for their employees.

Contributory Products

  • Health Insurance
  • Dental Insurance
  • Life Insurance
  • NYS Disability Benefits Law (DBL)
  • Short-term Supplemental Disability
  • Long-Term Disability
  • Vision Insurance

Voluntary products can help you create an affordable benefits package by providing individual options to your employees at no cost to you. Your employees enjoy the cost savings of purchasing these insurance products through payroll deduction and the flexibility to choose the product or combination of products that best meet their needs. Those products include:

  • Voluntary Health
  • Voluntary Dental
  • Optional Life Insurance
  • Voluntary Short-Term Disability
  • Voluntary Long-Term Disability

Often individuals and sole proprietors find themselves in a situation where they do not have access to health insurance through an employer or they can’t get coverage due to a pre-existing condition. We can provide you with information regarding individual health insurance options including the NY State of Health Marketplace which includes benefits, pricing, and assistance with applications.

The Greater Utica Chamber's partnership with BSNY also provides the Chamber’s members with a voice in a much larger arena. Benefit Specialists and their parent company, CenterState CEO, have voiced your concerns and challenges to legislators, Health and Human Services, the Governor’s office, and the Department of Financial Services over the past few years, advocating for enhanced quality of care with controlled health care costs. They have also been a positive influence within the health care industry in New York through important and innovative projects including; Healthcore, Health Advancement Collaborative of CNY (HACCNY), Navigate the Road Ahead Seminars, and  the Governor’s Health Care Advisory Committee, to name a few.  

For more information contact Charla Ackerman at (315) 470-1850

Greater Utica Chamber works with a variety of affiliates in its efforts to stimulate growth across the region.